Easily manage your account on your computer, tablet, or phone with our easy to use website or mobile apps. Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit. Shop Overstock.com and find the best online deals on everything for your home. This no-fee card is a no-brainer if you love to shop for discounts on Overstock.com. ‡ 5% Club O Rewards: You accrue the benefits described herein for all purchases made through Overstock… How to Contact Overstock’s Customer Service, Alternative Credit Cards (Our Recommendations). Optional, only if you want us to follow up with you. If you want a more versatile card that still helps you save on financing costs, consider the Bank of America Cash Rewards card. Your Overstock.com Store Card has been approved for a credit limit of $2500! If you have a good (or better) credit score, it is relatively easy to qualify for this card, but you will still need to meet other minimum requirements. That’s not the biggest first-purchase bonus available from a store credit card, but it’s definitely not terrible, either. Allow 6-8 weeks after your first card usage for the $20 Club O Rewards to appear on your credit card account.

You can request for credit limit increase by calling Comenity Capital Bank's Customer Care number. Unlike many credit cards, you don’t earn rewards on every purchase when you use this card.

There are multiple options you can use to make payments on your card.

If you don’t want to log on to your account (or haven’t registered your account online), there is also the option to use Comenity’s EasyPay tool. Confirm details with the provider you're interested in before making a decision.

The information provided is for informational purposes only and should not be considered financial, tax or legal advice. 2 Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance.

Click here to see a list of advertisers that we work with. View your account and check your order status. Buy now, pay later when shopping online at Ginny's. There are no fees associated with opening an account or keeping an account open.

You can add up to 4 authorized buyers on your account as well, so if you have family members that also shop at Overstock.com, this might be a convenient feature as well.

New York, NY, 10016. Your initial credit limit is based on the creditworthiness you had when you applied for the card. It will ask a few pieces of identifying information, then provide just enough access to make a payment without giving access to any other information from your account.

1 Minimum payments are required for each Credit Plan.

We may receive payment from our affiliates for featured placement of their products or services. You can only use your Overstock store card for purchases at Overstock.com. It comes with 10% off your first purchase of up to $5,000 with the Internet retailer, special financing for the first two years of card use and special promos just for cardholders. No interest if paid in full within 6 months with a minimum purchase of $249, No interest if paid in full within 12 months with a minimum purchase of $499, No interest if paid in full within 18 months with a minimum purchase of $1,499, No interest if paid in full within 24 months with a minimum purchase of $1,999. This Agreement may not reflect your specific terms and conditions. If you can pay off your entire balance within the time frame noted on your promotional offer and you are consistent with making timely payments, you can take advantage of free 0% financing! Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds!

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated.

Purchases of gift cards, Club O Memberships, and products from the “Electronics”, “Books & Movies”, “Sports & Toys”, “Pet Supplies”, “Health & Beauty”, “Designer Store”, “Baby” stores, from the “Housewares” department and from Special Sales, Minimum Advertised Priced products, “Grills & Outdoor Cooking”, “Large & Small Appliances”, “Kitchen Furniture”, “Showers”, “Office Supplies”, “Cookware” and “Cars” stores are not included. Submit your application. You can make online payments 24 hours a day, 7 days a week. Any incorrect information may prevent us from locating your account. Disclaimer: Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. You may request a copy of your CCA or view it online at anytime. In addition, you may also be able to bypass a hard credit inquiry and be pre-approved via the shopping cart trick noted above. Learn how we maintain accuracy on our site. 5% Club O Rewards will be calculated on the net purchase amount (after discounts and coupons) of every eligible purchase. There are no fees associated with opening an account or keeping an account open.

Adrienne Fuller is the head of publishing at Finder US.

Hot Tip: If the offer requires you to input your full Social Security number, it will likely result in a hard pull on your credit report. With free shipping on EVERYTHING*.

Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Continue through the steps, entering your financial information and other details as requested.

Comenity notes that “inactive accounts may eventually be canceled for security purposes.”. Whether you're looking for memorable gifts or everyday essentials, you can buy them here for less. As of 09/2020, terms for new Accounts: Variable purchase APR of 26.99%. ","exclusive":"0","loggedInExclusive":false,"currentUser":null,"expirationDate":null,"friendlyType":"Deal","id":"465828","lastVerifiedDate":{"display":"21 May 2020","datetime":"2020-05-21T12:16:39-04:00"},"mobileOnly":"0","name":"Save up to 70% on thousands of items + free shipping on everything","ctaTextDeal":"Get deal","ctaTextCoupon":"Show code","providerFinderProviderUrl":"https:\/\/www.finder.com\/overstock-com-promo-codes","providerId":"10411","providerImageLogo":"https:\/\/dvh1deh6tagwk.cloudfront.net\/global\/images\/providers\/overstock-logo-140px.png","providerName":"Overstock.com","type":"sale","startDate":[""],"smartImageActive":"0","smartImageInfo":{"definition":null,"format":null,"bgColor":"#18304b"}}],"filters":{"isSearchFilter":null,"isProviderFilter":null,"isCategoryFilter":null},"providers":[{"id":"10411","name":"Overstock.com"}],"categories":[{"id":"9","name":"Home & Garden","slug":"home-and-garden","subtitle":"Compare discounts and sales across the best home & garden stores. Valid for single transaction only. A Credit Card Agreement or CCA is a legally binding contract that details the financing and payment terms, conditions and interest rate(s) of your credit card account with Comenity Bank or Comenity Capital Bank. * For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the, † See the Credit Card Rewards Program Terms and Conditions in the. The Overstock Store Credit Card comes with a high 26.99% variable APR, so consider paying off your card balance each month.

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